When you are first married and starting a family you face perhaps the most daunting financial pressures you’ll encounter at any stage of life.

A new home and young children bring with them a long list of expenses – mortgage repayments, house maintenance, food and clothing, school fees. This, at a time when you are probably still in the early stages of your career, and far from reaching your peak earnings potential.

Financial planning for young families is, first and foremost, about safeguarding the family’s financial security. The foundations of such a plan must be adequate life insurance, to provide a cash cushion should the unthinkable happen.

Additionally, financial security can be developed further by the implementation of savings and investment plans related to your disposable income. As you progress in your career, and your income grows, so will your financial security.